Natural Capital Investment Fund

NCIFund lends to small businesses and non-profits that promote a healthy environment and healthy families in North Carolina and create well-paying jobs. NCIFund loans range from $25,000 – $750,000 and can be used for a variety of purposes: real estate, equipment and infrastructure purchases, working capital, and more. NCIFund believes capital alone is not enough for small business success, so we provide business advisory services to our borrowers, making sure they are well-equipped to make the best use of our loans.


NCIFund lends to small to mid-sized businesses, agricultural enterprises and nonprofits that have positive community, economic and environmental impacts, but can’t access traditional financing because of perceived risks. We offer flexible financing from $25,000 – $750,000 and business advisory services to our clients. As a Community Development Financial Institution (CDFI), NCIFund’s mission is to create jobs.  Seventy-five percent of our loans go to rural businesses and underserved communities and more than 50% of our borrowers are women and people of color.  

Services Provided

Economic and Site Development

  • Economic Development
  • Revitalization

Financial Resources and Assistance

  • Loans

Technical Assistance

  • Bookkeeping/Accounting Software Training
Primary Contact
Abby Capote
77 Vilcom Center Dr. Suite 340
Chapel Hill, NC 27514
(919) 302-4661